Dan Bastian Financial Advisor

INVESTMENT SOLUTIONS & TAX EFFICIENT STRATEGIES We will help you find the right solutions for your investment portfolio. Through our diverse range of options we can assist you with making the right decisions when trying to determine proper asset allocation to maximize your expected returns while minimizing the risks involved. With proper guidance and investment we can help to create a portfolio that will both suit your needs and secure your financial future. RETIREMENT PLANNING Through investing in RRSP’s and RRIF’s we can help you achieve financial independence and a steady stream of funds for retirement. RRSP (Registered Retirement Savings Plan) investments have a number of benefits including tax based advantages and more. RRIF (Registered Retirement Income Fund) plans are used to generate income from savings accumulated with your RRSP. Ask your agent for more details regarding either of these options. EDUCATION PLANNING RESP (Registered Education Savings Plan) allow you to save for beneficiaries with future schooling needs. There are currently 2 different types of RESP available. Family plans allow you to name more than one beneficiary – with some restrictions. Specified plans are essentially used to name a single beneficiary. TAX FREE SAVINGS ACCOUNTS A TFSA (Tax Free Savings Account) is a registered, flexible, all purpose option for your savings. These types of accounts allow Canadian residents 18 years of age or older to contribute up to $5,500 annually as a tax free investment. TFSA can be utilized in conjunction with RRSP and RESP for greater benefits. FINANCIAL PLANNING & ADVICE Speak with your agent for helpful information and advice on how to best utilize your earnings for future savings. Our professional, educated, and friendly agents can assist you with selecting the right product, service, or investment strategies to meet your goals.